Provisional Patent for Location Verification
Summary
Co-authored a provisional patent application for a novel method of location verification using sensor fusion.
Highly accomplished Product Manager with 4+ years of experience in FinTech, specializing in B2B payments, innovative credit solutions, and robust digital onboarding processes. Proven leader of cross-functional teams, driving strategic integrations, AI-powered automation, and end-to-end product lifecycle management. Adept at leveraging analytical insights to deliver scalable, customer-centric solutions that enhance financial operations and drive significant business growth. Co-authored a provisional patent for location verification using sensor fusion.
Summary
Led product strategy and execution for a FinTech platform, driving innovation in B2B payments, credit solutions, and digital onboarding.
Highlights
Led the development and scaling of a FinTech platform, enabling B2B payments via commercial credit cards, optimizing working capital, and enhancing business cash flow through dynamic discounting.
Reduced approval turnaround time by 40% by launching the mobile-first Converj Approval App for CFOs, featuring push notifications and OTP-secured login.
Achieved 42% adoption and a 78% average campaign response rate for a WhatsApp-based early payment system, significantly streamlining payouts and improving supplier engagement.
Optimized transaction efficiency and reduced processing costs through the implementation of smart payment gateway routing, leveraging dynamic criteria like location, payment terms, and issuer bank.
Drove product distribution expansion by forging strategic partnerships with key financial institutions and payment networks, including ICICI, Kotak, HDFC, Yes Bank, Visa, Mastercard, RazorPay, CC Avenue, and Adyen.
Improved supplier opt-in rates and shortened negotiation cycles by developing dynamic, supplier-configured discounting models.
Scaled the Converj Issuing Platform by integrating advanced billing configurations, comprehensive ledger management, and treasury functionalities for banks and corporates, including interest accrual and statement generation.
Facilitated international market expansion into UAE and US by implementing multi-tenant architecture, timezone logic, and multi-currency onboarding, leveraging Signzy and Middesk integrations.
Enhanced transaction flexibility and supplier autonomy across diverse verticals by introducing buyer-funded credit and supplier-initiated payment flows.
Achieved 100% self-serve SaaS onboarding with zero manual operations by automating KYC, plan selection, and dashboard provisioning through Converj.com.
Ensured robust compliance and streamlined internal operations by deploying PCI DSS assessments, AML/OFAC checks, and granular feature flagging for controlled releases.
Developed and implemented an internal billing engine from inception, automating fee computation and service charge generation across multiple banks, corporates, and entities.
Integrated Generative AI capabilities into portfolio analytics to surface actionable insights, automate scoring adjustments, and empower treasury and sales teams with intelligent investment decisions.
Summary
Managed product development initiatives, focusing on fraud prevention, AI-driven onboarding, and enhanced reporting frameworks.
Highlights
Developed an Invoice Repository Platform, significantly enhancing fraud prevention and compliance capabilities.
Integrated AI-driven onboarding processes using Signzy, Nanonets, and ChatGPT APIs, resulting in significant reduction of manual effort.
Led a cross-functional team of 25+ engineers, designers, and testers, driving product development through agile methodologies.
Designed and implemented comprehensive reporting frameworks, providing tailored insights for CFOs, treasury teams, and auditors.
Built the initial Scoring Engine for business credit assessment, customizing financial ratios for short-term liquidity, and designed Tableau dashboards for reconciliation, sales analytics, and portfolio management, delivering actionable insights.
Managed ERP integrations with QuickBooks, Tally, and Zoho, ensuring seamless data synchronization and GST invoicing compliance via Master GST integration.
Implemented communication and notification flows (Sendgrid, MSG91, AMP Emails) and referral systems, enhancing user engagement and driving platform growth.
Co-Founder
Summary
Co-founded a digital education platform, overseeing cross-functional teams and strategic market entry.
Highlights
Managed cross-functional teams of 10+ professionals across technology, marketing, and operations.
Co-founded and developed a digital education platform, applying agile project management and executing successful go-to-market strategies, leading to successful pilot implementations.
Executive Program
Product Management
B.Tech
Engineering Physics
Awarded By
Converj Global Private Limited
Promoted to Product Manager from Associate Product Manager in under two years, recognizing significant contributions and leadership.
Fluent
Native
Jira, Figma, Balsamiq, Adobe XD, Tableau, Grafana, Redash, Postman.
JavaScript, React.js, Node.js, Golang, Python.
PostgreSQL, AWS, REST APIs, Microservices.
Visa Direct, ICICI APIs, Adyen, Razorpay, Signzy, Middesk, Sendgrid, MSG91.
ChatGPT APIs, Nanonets OCR, Feature Flags (LaunchDarkly), Generative AI.
B2B Payments, Credit Solutions, Digital Onboarding, Working Capital, Dynamic Discounting, Payment Gateway Routing, Treasury Integration, KYC, PCI DSS, AML/OFAC.
Product Lifecycle Management, Agile Methodologies, Cross-functional Team Leadership, Go-to-Market Strategy, User Engagement, Product Scalability, Customer-Centric Solutions.
Summary
Co-authored a provisional patent application for a novel method of location verification using sensor fusion.
Summary
Developed a Minimum Viable Product for a crisis management SaaS platform.
Summary
Contributed as a Mentor/Student to the EOS Design System, focusing on advanced icon customization.